01
Infrastructure, not just features.
We focus on core rails: payments, wallets, lending, cards and compliance – with APIs, consoles and operating models that let you turn new products on and off without rebuilding from scratch.
Fintech Backbone for Africa
Core infrastructure, products & compliance in one platform.
Platform Fintech provides payments, wallets, lending, cards and compliance rails so banks, MFIs, cooperatives and fintechs can launch digital products in weeks – not years.
Solution Bundles
Launch a complete digital bank, without rebuilding rails.
Combine wallet accounts, digital onboarding, cards, lending and compliance into a “Digital Bank-in-a-Box” bundle tailored to your licence and market.
View marketable packages →Who we serve
• Commercial & microfinance banks
• Cooperatives & credit unions
• Fintechs, wallets & neobanks
• Capital-markets & wealth partners
Why Platform Fintech
Built for regulated institutions, ecosystems and serious scale.
We’re not just another app. Platform Fintech is an operating system for modern financial services – designed around regulators, institutions and the realities of African markets.
02
Regulator-first design.
Everything is anchored on KYC, AML, consumer protection and reporting expectations. Commercial innovation sits on top of strong risk and compliance controls – not the other way round.
03
Partner-centric by default.
We expect multiple parties – banks, MFIs, cooperatives, aggregators, DFIs, programme owners – to plug into the same rails, co-building products and sharing infrastructure where it makes sense.
Product categories
Everything from core rails to front-end products.
Your catalogue spans infrastructure, financial products, value-added services and ready-to-sell bundles.
Category 1
Core Infrastructure
Payment gateway, API suite and enterprise licensing stack that power your entire fintech offering.
Payment Gateway Infrastructure →Category 2
Financial Products
Operated by Platform Fintech or via JV – digital banking, lending, card programmes and investment access.
Digital Banking Lite →Category 3
Support & Value-Added Services
Compliance-as-a-Service, analytics, SME support and an API marketplace for ecosystem partners.
Compliance-as-a-Service →Category 4
Solution Bundles
Payments-in-a-Box, Digital Bank-in-a-Box, Investment Hub and Cooperative 360 bundles ready for market.
View all bundles →Who we serve
Designed for licensed institutions and large ecosystems.
Platform Fintech fits wherever regulated money moves – from retail banking and MFIs to cooperatives, wealth, remittance and trade ecosystems.
Banks & MFIs
Launch digital overlays, neobank brands and embedded lending using existing licences and capital, without disrupting your core banking system.
Cooperatives & unions
Power savings, loans, collections, payments and cards for large member-based organisations and societies.
Fintechs & wallets
Embed payments, cards, lending or investments using our rails, focusing your team on UX, distribution and growth.
Ecosystems & programmes
Support government, DFI, NGO or corporate programmes with structured rails for disbursement, collections and monitoring.
Solution bundles snapshot
Pre-packaged offerings you can position immediately.
Go to market faster with curated bundles that combine multiple Platform Fintech products under one commercial construct.
SME & merchants
Payments-in-a-Box
Payment gateway + merchant wallets + settlement, reconciliation and SME dashboards. Ideal for cooperatives, aggregators and SME programmes.
Explore payments infrastructure →Digital banking
Digital Bank-in-a-Box
Wallets, onboarding, cards, lending and compliance bundled into a turnkey digital bank engine for banks, MFIs and fintechs.
View Digital Banking Lite →Cooperatives
Cooperative 360
End-to-end technology for member onboarding, savings, loans, collections, cards and investment overlays for cooperatives and associations.
View all solution bundles →
Not sure which bundle fits your licence, segments and roadmap?
Book a bundle strategy session
Need a bespoke stack for a regulator, market segment or JV?
Schedule a solutioning workshop